Mortgage Calculator (AED): UAE Home Loan Estimator

Your details

Property price (AED)

Buyer profile Purchase type

Down payment: 20% · AED 0

Interest rate: 4.5% p.a.

Loan term: 25 years

Your monthly income, optional (AED) Used to check the UAE debt-burden ratio (total monthly debt payments capped at 50% of income).

Adjust fee assumptions

DLD transfer fee (%) Agency fee (%) Bank arrangement fee (% of loan) Mortgage registration (% of loan) Valuation fee (AED) Trustee & title deed fees (AED)

Agency and bank fees include 5% VAT in the totals. Defaults are typical, so please confirm the exact figures with your bank and the Dubai Land Department.

Estimated monthly payment AED 0

Interest0%

Loan principalAED 0
Total interestAED 0
Total repaymentAED 0

Cash needed at purchase

Affordability check

Yearly repayment schedule

Year	Principal paid	Interest paid	Balance

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Figures are estimates for guidance only and are not a bank offer. Loan-to-value limits follow UAE Central Bank rules for residential property (typically up to 80% for resident expats on a first ready home up to AED 5 million, 70% above that; lower for second homes, off-plan and non-residents). Actual approval, rates and fees depend on the bank and your profile.